First Banking Services is an Independent Jack Henry Silverlake outsource solution center for community banks.  The Silverlake© System is a powerful, reliable core solution for financial institutions. The Silverlake© System can be customized to an institution’s specific demands. Jack Henry's Silverlake© System provides financial institutions the ability to create fully integrated operations. Silverlake can handle small community banks and thrifts as well as multi bank, multi-branch holding companies. Silverlake was engineered to allow customization that will integrate seamlessly with complementary products. The outstanding features and flexibility of the Silverlake© System make it a solid choice for today's challenging demands. With FBS' complete family of proven products, the possibilities are endless! • Parameter Driven   The Silverlake System® is fully parameter driven. The user - with appropriate security clearance, can readily design and deliver new products, modify services offered, create statements, or address any other facet of a product or group of products without programmer intervention.   • Combined Statements   Combined statements contain information about other accounts a customer may have with you. Any statement may selectively include a specific account depending on the customer's wishes.   • Menu System   The Silverlake System is menu driven. Menus can be easily customized or changed by any personnel that you choose to authorize.   • Branch Operation   All functions of Silverlake System support branch reporting. Each entity may have multiple branches.   • Holding Company Operation   The system supports Holding Company processing with each bank operating as a separate unit. Each bank is linked to the Holding Company in the General Ledger application.   • Online "Help" Support   Each error message issued by the software has explanatory online information available to help your employees.   • Report Distribution System   The subsystem allows for the automatic production and distribution of selected reports.   • Report Generator   Silverlake System file structures are available and are designed to be used with report generator programs.   • Year End Federal Reporting   Magnetic media reporting that conforms to regulatory requirements is produced for all applications.   • Job Accounting   For multi-bank environments, the system tracks all processing by and for each institution.   • General Ledger Intergration   All applications furnish complete information to General Ledger.   • File Maintenance History   All non-monetary file changes are recorded in a history file that is available for online viewing.   • Calendar   An internal calendar tracks holidays, weekends, end-of-month, end-of-quarter, end-of-year, number of days processed, last date processed, next date to be processed, statement cycles, interest crediting, service charge cycles, etc.   • Security   The exclusive JHA security system allows you to define employees, the institution to which they are assigned, the menu options they may execute, and even the workstations from which they may operate.   • Audit Trail   All file maintenance changes are recorded in two places: one for use in creating a report for your internal auditing staff; and one for online viewing when an inquiry is performed.   • Security   Every application is fully documented in an easy to understand non-technical language. Printed documentation complements complete, easily accessible, online documentation, making the system easy to learn and use.   • Personal Computer Interface   Silverlake System files can be downloaded onto a personal computer and used by a variety of applications resident on that machine.   • Departmental Procedures   Supervisory personnel may write departmental procedures that then become available online